SLASH YOUR CALIFORNIA HEALTH INSURANCE RATE AND SAVE

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Wednesday, September 23, 2009

Cheap California Health Care Insurance Rate -- These Will Bring Down What You Pay


Are there measures that will really guarantee that you pay far less for your California health care insurance? You can reduce your rates dramatically by downgrading the quality of coverage you get. That's NOT good. But there's a smarter way: Apply the right tips and do a few things right and you'll be in for massive discounts I'll show you how...

1. If you take part in high risk or dangerous sports you will attract high rates. Therefore quit any sport or leisure activity that is either life-threatening or dangerous and you'll enjoy more affordable rates.

2. You might not be enjoying some discounts you qualify for with your preferred insurance provider just because you don't know. Since agents too are not above mistakes they might not remember to tell you about some discounts you are qualified for. You will know only by telling your agent that you want to know if you have been informed about every discount available. You might be surprised at discounts you've not taken advantage of.

3. You will pay higher rates simply because your vocation exposes you to much hazards. You can reduce your premium if you switch to another vocation that will not expose you to hazards. Someone who works in a nuclear plant can't expect similar rates with a a salesperson in the neighborhood bookshop.

4. The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) insurance is a good option for cheap coverage if you have a pre-existing illness that makes regular individual health insurance difficult or more costly.

5. A healthy lifestyle will get you lower rates. If you can stop eating junk food you will save over time. Avoid cholesterol, fats and high carb from your diet and you will not only spend less but also enjoy a healthier life.

Apart from your diet, your devotion to daily exercise will help you live better and likewise get you lower rates.
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